 |
DEPOSIT INTEREST RATES
Rates effective as of May 15, 2008
|
Checking and Savings
|
|
Account
|
Rate
|
APY
|
|
Murray Gold Club
|
0.40%
|
0.40%
|
|
Checking with Interest
|
0.40%
|
0.40%
|
|
Personal Investment 1
|
0.75%
|
0.75%
|
|
Personal Investment 2
|
1.00%
|
1.00%
|
|
Personal Investment 3
|
1.24%
|
1.25%
|
|
Personal Investment 4
|
1.49%
|
1.50%
|
|
Personal Investment 5
|
1.74%
|
1.75%
|
|
Statement Savings
|
0.60%
|
0.60%
|
|
Youth Savings
|
0.60%
|
0.60%
|
|
Business Interest
|
0.40%
|
0.40%
|
|
Business Investment 1
|
0.75%
|
0.75%
|
|
Business Investment 2
|
1.00%
|
1.00%
|
|
Business Investment 3
|
1.24%
|
1.25%
|
|
Business Investment 4
|
1.49%
|
1.50%
|
|
Business Investment 5
|
1.74%
|
1.75%
|
|
Actual Annual Percentage Yield may differ if any fees are applied
|
|
Certificates of Deposits
|
|
Certificate Term
|
Rate
|
APY
|
Minimum Deposit
|
Compound Frequency
|
Early Withdrawal Penalty
|
|
3 Month
|
1.89%
|
1.90%
|
$500.00
|
at maturity
|
1 month
|
|
6 Month
|
2.73%
|
2.75%
|
$500.00
|
at maturity
|
3 months
|
|
9 Month
|
2.39%
|
2.40%
|
$500.00
|
at maturity
|
3 months
|
|
12 Month
|
2.04%
|
2.05%
|
$500.00
|
semi-annually
|
3 months
|
|
18 Month
|
2.09%
|
2.10%
|
$500.00
|
semi-annually
|
6 months
|
|
24 Month
|
2.24%
|
2.25%
|
$500.00
|
semi-annually
|
6 months
|
|
30 Month
|
2.29%
|
2.30%
|
$500.00
|
semi-annually
|
6 months
|
|
36 Month
|
2.39%
|
2.40%
|
$500.00
|
semi-annually
|
6 months
|
|
48 Month
|
2.48%
|
2.50%
|
$500.00
|
semi-annually
|
6 months
|
|
60 Month
|
3.03%
|
3.05%
|
$500.00
|
semi-annually
|
6 months
|
|
|
|
|
|
|
|
Minimum of $500 to open
Actual Annual Percentage Yield may differ if any fees are applied
|
|
IRA's
|
|
Type
|
Rate
|
APY
|
|
12 Month Fixed
|
2.04%
|
2.05%
|
|
18 Month Fixed
|
2.09%
|
2.10%
|
|
18 Month Variable
|
2.14%
|
2.15%
|
|
24 Month Fixed
|
2.24%
|
2.25%
|
|
60 Month Fixed
|
2.39%
|
2.40%
|
|
Money Fund
|
1.24%
|
1.25%
|
|
Actual Annual Percentage Yield may differ if any fees are applied
|
|
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