 |
DEPOSIT INTEREST RATES
Rates effective as of May 16, 2013
|
Checking and Savings
|
|
Account
|
Tiers
|
Interest Rate
|
APY
|
|
Murray Gold Club
|
N/A
|
0.05%
|
0.05%
|
|
Checking with Interest
|
N/A
|
0.05%
|
0.05%
|
|
Personal Investment 1
|
Under $10,000
|
0.05%
|
0.05%
|
|
Personal Investment 2
|
$10,000 - $24,999.99
|
0.10%
|
0.10%
|
|
Personal Investment 3
|
$25,000 - $49,999.99
|
0.15%
|
0.15%
|
|
Personal Investment 4
|
$50,000 - $99,999.99
|
0.20%
|
0.20%
|
|
Personal Investment 5
|
$100,000 and Over
|
0.25%
|
0.25%
|
|
Statement Savings
|
N/A
|
0.15%
|
0.15%
|
|
Youth Savings
|
N/A
|
0.15%
|
0.15%
|
|
Business Interest
|
N/A
|
0.05%
|
0.05%
|
|
Business Investment 1
|
Under $10,000
|
0.05%
|
0.05%
|
|
Business Investment 2
|
$10,000 - $24,999.99
|
0.10%
|
0.10%
|
|
Business Investment 3
|
$25,000 - $49,999.99
|
0.15%
|
0.15%
|
|
Business Investment 4
|
$50,000 - $99,999.99
|
0.20%
|
0.20%
|
|
Business Investment 5
|
$100,000 and Over
|
0.25%
|
0.25%
|
• Actual Annual Percentage Yield may differ if any fees are applied
• All Demand Deposit Accounts require a minimum of $50.00 to open
• Rates may change after the account is opened
|
|
Certificates of Deposits
|
|
Certificate Term
|
Rate
|
APY
|
Minimum Deposit
|
Compound Frequency
|
Early Withdrawal Penalty
|
|
3 Month
|
0.10%
|
0.10%
|
$1,000.00
|
at maturity
|
1 month
|
|
6 Month
|
0.15%
|
0.15%
|
$1,000.00
|
at maturity
|
3 months
|
|
|
|
|
|
|
|
|
12 Month
|
0.25%
|
0.25%
|
$1,000.00
|
semi-annually
|
3 months
|
|
18 Month
|
0.35%
|
0.35%
|
$1,000.00
|
semi-annually
|
6 months
|
|
24 Month
|
0.60%
|
0.60%
|
$1,000.00
|
semi-annually
|
6 months
|
|
30 Month
|
0.65%
|
0.65%
|
$1,000.00
|
semi-annually
|
6 months
|
|
36 Month
|
0.75%
|
0.75%
|
$1,000.00
|
semi-annually
|
6 months
|
|
48 Month
|
0.95%
|
0.95%
|
$1,000.00
|
semi-annually
|
6 months
|
|
60 Month
|
1.35%
|
1.35%
|
$1,000.00
|
semi-annually
|
6 months
|
|
|
|
|
|
|
|
• Minimum of $1,000 to open
• Actual Annual Percentage Yield may differ if any fees are applied
• A penalty may be imposed for early withdrawal.
|
|
IRAs
|
|
Type
|
Rate
|
APY
|
|
12 Month Fixed
|
0.25%
|
0.25%
|
|
18 Month Fixed
|
0.35%
|
0.35%
|
|
18 Month Variable
|
0.65%
|
0.65%
|
|
24 Month Fixed
|
0.60%
|
0.60%
|
|
60 Month Fixed
|
1.35%
|
1.35%
|
|
Money Fund
|
0.45%
|
0.45%
|
• Actual Annual Percentage Yield may differ if any fees are applied
|
|
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