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Bauer Financial Gives The Murray Bank Superior 5-Star Rating

Murray, KY
– The Murray Bank earned a 5-star Superior rating from Bauer Financial, an independent bank research and rating firm. This is the 14th consecutive year that they have received the highest ranking, which signifies that The Murray Bank is one of the strongest banks in the nation.

“Because community banks put their focus on local people and small businesses, they are perfectly positioned to provide the specialized support that is unique to their area,” acknowledges Karen L. Dorway, president of BauerFinancial. “Community banks, like The Murray Bank, promote local growth by investing back into the same neighborhoods that their deposits come from. By fostering these local relationships, they achieve two goals: they are highly capitalized and they are accountable to their customers.”

To earn this Superior 5-Star rating, The Murray Bank excels in areas of capital, asset quality, profitability and much more. What’s more, The Murray Bank has earned this highest rating for the latest 58 consecutive quarters.

“A 5-Star rating is an outstanding achievement and indicates that The Murray Bank is one of the strongest banks in the nation, excelling in such areas as capital, loan quality and profitability,” said Bob Hargrove, President and CEO of The Murray Bank. “The Board of Directors and I commend our staff for their dedication and the exceptional customer service they provide to our clients.”

BauerFinancial reviews banks on a quarterly basis using the raw data that banks file with financial regulators. Banks are rated based on a number of financial metrics including their capital ratio, profitability and loss trend, the level of delinquent loans and repossessed assets, the market value versus the book value of the investment portfolio, regulatory supervisory agreements, the community reinvestment ratings, and liquidity. Banks are rated on a scale of zero to five stars, with five stars being the strongest. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtain free star-ratings by visiting

Founded in Murray, KY, The Murray Bank is proud to be Murray and Calloway County’s only locally owned and operated bank. The Murray Bank has three offices; 405 South 12th Street, 700 North 12th Street, both in Murray, and in Hazel at 405 Main Street. The Murray Bank is an Equal Housing Lender, Member FDIC. For more information on any services offered by The Murray Bank, call (270) 753-5626, (270) 492-8388 or log onto