Online Banking

Interest Rates

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Rates Effective as of May 25, 2017

Checking and Savings

Checking and Savings
Account Tiers Interest Rate APY
Murray Gold Club
(minimum of $100 to open)
$0.01 - $24,999.99 0.05% 0.05%
   $25,000 and over 0.10% 0.10% 
Murray Family Gold  $0.01 - $24,999.99 0.05%  0.05% 
  $25,000 and over   0.10% 0.10% 
Checking with Interest
(minimum $1000 to open)
$0.01 - $24,999.99 0.05% 0.05%
   $25,000 and over    0.10%  0.10% 
Personal Investment Under $10,000 0.05% 0.05%
  $10,000 - $24,999.99 0.10% 0.10%
  $25,000 - $49,999.99 0.15% 0.15%
  $50,000 - $99,999.99 0.20% 0.20%
  $100,000 - and Over 0.25% 0.25%
Business Interest $.01 - $24,999.99 0.05% 0.05%
   $25,000 and over  0.10% 0.10% 
Business Investment Under $10,000 0.05% 0.05%
  $10,000 - $24,999.99 0.10% 0.10%
  $25,000 - $49,999.99 0.15% 0.15%
  $50,000 - $99,999.99 0.20% 0.20%
  $100,000 - and Over 0.25% 0.25%
 Statement Savings N/A  0.15%  0.15% 
 Youth Savings N/A  0.15%  0.15% 
• Actual Annual Percentage Yield may differ if any fees are applied
• All Demand Deposit Accounts require a minimum of $50.00 to open
• Rates may change after the account is opened

Certificates of Deposits

Certificates of Deposits
Cert Term Rate APY Minimum Deposit Compound Frequency Early Withdrawal Penalty
3 Month 0.25% 0.25% $1,000 At Maturity 1 Month
6 Month 0.40% 0.40% $1,000 At Maturity 3 Months
12 Month 0.50% 0.50% $1,000 Semi - Annually 3 Months
18 Month 0.75% 0.75% $1,000 Semi - Annually 6 Months
24 Month 0.85% 0.85% $1,000 Semi - Annually 6 Months
30 Month 0.95% 0.95% $1,000 Semi - Annually 6 Months
36 Month 1.00% 1.00% $1,000 Semi - Annually 6 Months
48 Month 1.15% 1.15% $1,000 Semi - Annually 6 Months
60 Month 2.04% 2.05% $1,000 Semi - Annually 6 Months
• Minimum of $1,000 to open
• Actual Annual Percentage Yield may differ if any fees are applied
• A penalty may be imposed for early withdrawal.

 

IRAs

IRAs
Type Rate APY
12 Month Fixed 0.50% 0.50%
18 Month Fixed 0.75% 0.75%
18 Month Variable 1.10% 1.10%
24 Month Fixed 0.85% 0.85%
60 Month Fixed 2.04% 2.05%
Money Fund 0.65% 0.65%
• Actual Annual Percentage Yield may differ if any fees are applied

 

Loans

For additional information on any of our loan products contact Eleshia Brandon, Doug Conkright, Seth Darnell, Andy Graham, Bob Hargrove, Darren Jones or Tony Ryan at(270) 753-5626 or by email at info@themurraybank.com