Online Banking

The Murray Bank Story

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Welcome to The Murray Bank and thank you for visiting us online.   The Murray Bank is, and has always been, independently owned and operated since opening in 1999. We have two locations in Murray and recently opened a branch in Hazel, Ky.

Being voted the Favorite Bank in Calloway County 14 years running is proof that our employees enjoy their work and are dedicated to making sure each customer receives the best service available, and now that includes you.

Whenever we ask our customers what they like about banking with us, they always comment on how much they appreciate the high level of personal service we offer and the lengths to which we will go to know our customers and anticipate their banking needs.

The Murray Bank also remains dedicated to community service.  We are proud that our employees take an active interest in the community through volunteering, fundraising, community service and membership.

When you open an account at The Murray Bank, you will quickly discover we are a bank where names truly mean more than numbers. We invite you to recommend us to your family and friends. Let us give you the personalized service you deserve and the products you desire.

At The Murray Bank, we believe that's the way banking should be.

Bob Hargrove
President and CEO


The banking industry in Murray and Calloway County has been no different than the rest of the United States. Since 1992, large corporate banks have purchased all of the local independent banks. However, in 1998, a group of local business leaders felt there was a need to have a locally chartered, independent bank in Murray, Kentucky and subsequently began the organization of Calloway County's first "grass roots" bank charter since the 1930s. On June 15, 1999, the organizers saw their idea become a reality when The Murray Bank opened its doors for business. Community banking was back.

Many things have happened since we opened for business. In 2000, we moved into our newly constructed facility located at 405 South 12th Street. We proudly opened the doors of our second location, 700 North 12th Street, in 2002. We added The Murray Bank Online in 2004, bringing our customers the convenience of online banking 24 hours a day, 7 days a week.  In 2014 we continued to expand our services here in Murray and Calloway County by opening the doors to our third location at 405 Main St, in Hazel.  Our staff base has grown from nine employees to 62 employees, and the bank has grown to approximately $260 million in total assets. 

In 2017, Bauer Financial, Inc. announced that The Murray Bank had earned its highest 5-Star Superior rating for financial strength and stability for the 13th consecutive year. The 5-Star Superior rating is based on the overall financial picture of the bank and indicates that The Murray Bank is one of the strongest banks in the nation.

Although many things have changed, there is one thing that has not; Customer Service. Our goal is to maintain a level of customer service that is second to none, where friends and neighbors are helping friends and neighbors, and where real problems get real solutions. Being an independent community bank allows us to make that happen by making our own decisions, having all of our operations onsite and keeping all documentation inside the bank.

I invite you to come in and visit us. I think you'll like what you see and enjoy the personal attention that comes from a true community bank. When you bank with us, I believe you too will be proud to say... "That's My Bank!"

Sincerely,

Ronnie Gibson
Chairman of the Board