Community Reinvestment Act Public File

Invested in You, Invested in Our Community

At The Murray Bank, we strive to positively impact our local communities. We are committed to meeting the financial needs of these communities, including all low and moderate income and minority areas within our footprint. The Murray Bank is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). By providing this information online, The Murray Bank can keep it current with convenient access.

Public Information Available for Inspection

In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year, and may be updated periodically.

assessment Areas
A map of each assessment area showing the boundaries of the area and identifying the geographies contained within the area.

Branch and atm information
A list of the bank’s branches, ATM’s, their street addresses, and geographies, including hours of operation.

Community Development
A list of the bank's donations and employee engagement.
Community reinvestment act Performance evaluation & Notices
A copy of the bank’s most recent CRA Performance Evaluation, Mission Statement and CRA Notice.

LIst of Products, services, and fees
A list of services (loan and deposit products and transaction fees) generally offered at the bank’s branches and descriptions of material differences in the availability or cost of services at particular branches, if any.
LOan to deposit ratio
A history of the bank's loan to deposit ratios.

Opened and closed branches and atm's
Branches and ATMs opened or closed by the bank during the current year and each of the prior two calendar years.
Written Comments
All written comments received from the public for the current year and each of the prior two calendar years relating specifically to the bank's performance in helping to meet community credit needs and response to the comments by the bank.

Young couple walking outdoors

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