Rates
Rates current as of
When you need The Murray Bank, we want you to know we are always available. We offer a 24 hour hotline, four full service ATM’s, four cash machine’s and three Offices located with in Murray and Calloway County. When it comes to being available, we’ve got this community covered.
For your protection, do not send personal information such as social security or account numbers. Requests for financial transactions will not be honored.
Checking and Savings
Effective Date
| Account | Tiers | Interest Rate | APY |
|---|---|---|---|
| Murray Gold Club (Minimum of $100 to open) |
$0.01 - $24,999.99 | 0.05% | 0.05% |
| $25,000 and over | 0.10% | 0.10% | |
| Murray Family Gold | $0.01 - $24,999.99 | 0.05% | 0.05% |
| $25,000 and over | 0.10% | 0.10% | |
| Checking with interest (minimum $1000 to open) |
$0.01 - $24,999.99 | 0.05% | 0.05% |
| $25,000 and over | 0.10% | 0.10% | |
| Personal Investment | Under $10,000 | 0.20% | 0.20% |
| $10,000 - $24,999.99 | 0.25% | 0.25% | |
| $25,000 - $49,999.99 | 0.50% | 0.50% | |
| $50,000 - $99,999.99 | 0.75% | 0.75% | |
| $100,000 - and Over | 1.00% | 1.00% | |
| Business Interest | $.01 - $24,999.99 | 0.05% | 0.05% |
| $25,000 and over | 0.10% | 0.10% | |
| Business Investment | Under $10,000 | 0.20% | 0.20% |
| $10,000 - $24,999.99 | 0.25% | 0.25% | |
| $25,000 - $49,999.99 | 0.50% | 0.50% | |
| $50,000 - $99,999.99 | 0.75% | 0.75% | |
| $100,000 - and Over | 1.00% | 1.00% | |
| Statement Savings | N/A | 0.20% | 0.20% |
| Youth Savings | N/A | 0.20% | 0.20% |
Certificates of Deposits
Effective Date
| Cert Term | Rate | APY | Minimum Deposit | Compound Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
| 3 Month | 0.80% | 0.80% | $1,000 | At Maturity | 1 Month |
| 6 Month | 1.00% | 1.00% | $1,000 | At Maturity | 3 Month |
| 12 Month | 1.49% | 1.50% | $1,000 | Semi-Annually | 3 Months |
| 18 Month | 1.74% | 1.75% | $1,000 | Semi-Annually | 6 Months |
| 24 Month | 1.99% | 2.00% | $1,000 | Semi-Annually | 6 Months |
| 30 Month | 2.09% | 2.10% | $1,000 | Semi-Annually | 6 Months |
| 36 Month | 2.19% | 2.20% | $1,000 | Semi-Annually | 6 Months |
| 48 Month | 2.29% | 2.30% | $1,000 | Semi-Annually | 6 Months |
| 60 Month | 2.63% | 2.65% | $1,000 | Semi-Annually | 6 Months |
• Minimum of $1,000 to open • Actual Annual Percentage Yield may differ if any fees are applied • A penalty may be imposed for early withdrawal
IRAs
Effective Date
| Type | Rate | APY |
|---|---|---|
| 12 Month Fixed | 1.49% | 1.50% |
| 18 Month Fixed | 1.74% | 1.75% |
| 18 Month Variable | 2.09% | 2.10% |
| 24 Month Fixed | 1.99% | 2.00% |
| 60 Month Fixed | 2.63% | 2.65% |
| Money Fund | 0.65% | 0.65% |
• Actual Annual Percentage Yield may differ if any fees are applied
Loans
For additional information on any of our loan products contact any of our Loan Officers or email info@themurraybank.com.