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The Murray Bank
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Rates

Rates current as of 
When you need The Murray Bank, we want you to know we are always available. We offer a 24 hour hotline, four full service ATM’s, four cash machine’s and 3 branch locations. When it comes to being available, we’ve got this community covered.

For your protection, do not send personal information such as social security or account numbers. Requests for financial transactions will not be honored.
 

Checking and Savings

Effective Date 

Account Tiers Interest Rate APY 
Murray Gold Club 
(Minimum of $100 to open) 
$0.01 - $24,999.99 0.05% 0.05%

$25,000 and over 0.10% 0.10%
Murray Family Gold $0.01 - $24,999.99 0.05% 0.05%

$25,000 and over 0.10% 0.10%
Checking with interest
(minimum $1000 to open) 
$0.01 - $24,999.99 0.05% 0.05%

$25,000 and over 0.10%  0.10%
Personal Investment Under $10,000 0.10% 0.10%

$10,000 - $24,999.99 0.15% 0.15%

$25,000 - $49,999.99 0.30% 0.30%

$50,000 - $99,999.99 0.40% 0.40%

$100,000 - and Over 0.50% 0.50%
Business Interest $.01 - $24,999.99 0.05% 0.05%

$25,000 and over 0.10% 0.10%
Business Investment Under $10,000 0.10% 0.10%

$10,000 - $24,999.99 0.15% 0.15%

$25,000 - $49,999.99 0.30% 0.30%

$50,000 - $99,999.99 0.40% 0.40%

$100,000 - and Over 0.50% 0.50%
Statement Savings N/A 0.15% 0.15%
Youth Savings N/A 0.15% 0.15%


Certificates of Deposits

Effective Date 
 
Cert Term Rate APY Minimum Deposit Compound Frequency  Early Withdrawal Penalty
3 Month 0.80% 0.80% $1,000 At Maturity 1 Month
6 Month 1.00% 1.00% $1,000 At Maturity 3 Month
12 Month 1.49% 1.50% $1,000 Semi-Annually 3 Months
18 Month 1.74% 1.75% $1,000 Semi-Annually 6 Months
24 Month 1.99% 2.00% $1,000 Semi-Annually 6 Months
30 Month 2.09% 2.10% $1,000 Semi-Annually 6 Months
36 Month 2.19% 2.20% $1,000 Semi-Annually 6 Months
48 Month 2.29% 2.30% $1,000 Semi-Annually 6 Months
60 Month  2.63% 2.65%  $1,000 Semi-Annually 6 Months
• Minimum of $1,000 to open • Actual Annual Percentage Yield may differ if any fees are applied • A penalty may be imposed for early withdrawal
 

IRAs

Effective Date 
 
Type Rate APY
12 Month Fixed 1.49% 1.50%
18 Month Fixed 1.74% 1.75%
18 Month Variable 2.09% 2.10%
24 Month Fixed 1.99% 2.00%
60 Month Fixed 2.63% 2.65%
Money Fund 0.65% 0.65%
• Actual Annual Percentage Yield may differ if any fees are applied
 
 
Loans
For additional information on any of our loan products contact any of our Loan Officers or email info@themurraybank.com.