TMB Treasury Management is a suite of services designed to help your business maximize funds usage, improve efficiencies, and lower costs. You can choose the services that best meet your needs to create a customized treasury management system for your organization.
The Murray Bank’s Cash Management system allows you to view account history, make transfers, view statements, and pay bills. Our Cash Management services are free, and you may add ACH and/or wire origination for a low monthly fee. ACH origination will allow you to create electronic payroll files, donation receivables, insurance premiums, and more.
Remote Deposit Capture
With Remote Deposit Capture, you can make deposits right from your office using a desktop scanner. You can scan multiple checks quickly, and they are converted to an ACH file and credited to your business account the same day.
Remote Deposit Anywhere
You can deposit checks using a mobile device anytime and anywhere you have Internet access. Simply sign the back, take a picture of both sides, and upload the images. This service is ideal for making a limited number of deposits each month, and can be added to any business checking account at your request.
Monitors and Verifies Issued Checks and Creates Exception Report for Customer Review.
You may request to have Positive Pay service enabled inside of your TMB Cash Management system for a low monthly fee. Once the tab is provided, you may upload your check file electronically or you may input the individual checks manually. You will login to the system daily to monitor the exception report and to approve or decline checks that have been delegated to the exception report.
Whether you need traditional point of sale or online transaction processing, The Murray Bank offers competitive rates on VISA, MasterCard or Discover transactions. Our professional staff is available to help you determine what merchant services will best meet your company’s needs. Click here to learn more about our Merchant Credit Card Program.
Sweeps: Internal Funds Transfers
A variety of sweep transfers can be set up for a variety of purposes including covering overdrafts, maintaining a designated balance in your checking or savings accounts, loan sweeps, and more.