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Tired of having to keep up with cash, try carrying The Murray Bank Debit Card, Spirit Debit Card or Credit Card!  Not to mention with our easy to use mobile and online banking, you can check your balances at any time.

The Murray Bank Debit Card

The Murray Bank Debit Cards are free to our customers.  With a debit card from The Murray Bank, you can make purchases at any merchant location that accepts Visa Cards.  A replacement card due to loss or damage will carry a $5 replacement fee.

The Murray Bank Spirit Debit Card

With funding being cut from school budgets each year on a state level, The Murray Bank saw a need to help supplement these funds.  As the only locally owned bank in our community, The Murray Bank is heavily involved with both of our local school systems and came up with a creative way to not only help, but allow customers and fans to have a way to show their school spirit and earn money for their prospective school system at the same time.

The Murray Bank offers two Spirit Debit Cards, complete with your schools logo and colors.  Each Spirit Card features a logo of the school of choice on the face of the card (Click Here to see Calloway, Click Here to see Murray) that way when you swipe your card everyone will know who you cheer for. Customers of The Murray Bank can choose which school themed card they would like to carry and with each swipe of the Spirit Debit Cards, The Murray Bank will make a donation to each school.

In January of 2017, The Murray Bank was pleased to present each school with a check in the amount of $10,000. With this year’s donation, The Murray Bank Spirit Debit Card donation totals over $48,000 to each school.

Credit Cards

With a credit card from The Murray Bank you will receive the convenience, reliability, and flexibility you expect from us. Apply now and begin enjoying these benefits:

Cut The Clutter with Paperless Statements

Receiving your statements electronically is easier, safer and better than receiving your statement through the mail. With Paperless Statements, you can save the environment and save yourself a headache by reducing paper clutter around your house.  It's fast and simple to get switched over. Contact one of our Customer Service Representative’s at (270) 753-5626 to start the process!

Identity Theft 911

Identity Theft 911® is a great benefit that is included with our Murray Club, Murray Gold Club, and Murray Family Gold Checking Accounts. Call us today at (270) 753-5626 to find out more information!

Defend yourself and your family from the problems created by identity theft. If you become a victim of identity theft, call the toll-free number and you will be assigned to a highly qualified personal advocate who is the single source of contact in helping you resolve your problem from start to finish. You save time and avoid frustration and the problem gets corrected with the help of an expert. You will also have access to a website for receiving valuable information about identity theft issues. Identity Theft 911® covers all family members at the account holders primary address.


What is identity theft?

Every 3.2 seconds, someone loses his or her identity.  Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.

The FTC estimates that as many as 11 million Americans have their identities stolen each year.  In fact, you or someone you know may have experienced some form of identity theft.

How do thieves steal an identity?

Skilled identity thieves may use a variety of methods to get hold of your information, including:

Dumpster Diving

Identity thieves rummage through trash looking for bills or other paper with your personal information on it.


Thieves steal credit/debit card numbers by using a special storage device when processing your card that captures the magnetic strip information on your card.


Cyber-criminals pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.

Changing Your Address

They divert your billing statements to another location by completing a change of address form.

Old-Fashioned Stealing

Thieves steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. They steal personnel records, or bribe employees who have access.


Occurs when malicious software invades a computer and collects personal information for criminal use.  The computer owner is often unaware it’s occurring.

This list contains some of the more common fraud techniques but is certainly not all inclusive. Be proactive by visiting the Identity Theft 911® Knowledge Center and learn how to protect yourself from becoming a victim.

Safe Deposit Boxes

The Murray Bank safe deposit box is the most appropriate way to protect and secure important personal documents and valuables. Safe deposit boxes offer a safe place to keep the items that you simply cannot afford to lose. This might include deeds, stock certificates, birth certificates, jewelry, home video inventory, passports, insurance policies and other document storage.

Safe deposit boxes are kept securely inside a bank vault. Enjoy the comfort of knowing your valuables are protected and private. Multiple box sizes are available depending on your needs (subject to availability). Safe deposit boxes are fire and water resistant.


Safety Deposit Boxes
Size Price
3 x 5 $20.00
5 x 5 $25.00
3 x 10 $30.00
5 x 10 $40.00
10 x 10 $70.00
Drilling Fee $125.00
Lost Key $45.00