Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader.
The Murray Bank

Online Banking OLB arrow pointing to input

Man and a woman typing on their cell phones.

TMB Person 2 Person Payments

Send and receive money as easily as an email or text — no cash or check required with Person 2 Person payments, from The Murray Bank. With P2P, you can pay virtually anyone, no matter where they bank! P2P works right from your TMB Mobile Banking App, and best of all, is absolutely free for senders or recipients!
The Murray Bank has no control over information at any site hyperlinked to or from this Site. The Murray Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience.

How P2P  Works

Follow these simple steps to start sending P2P payments directly to your friends’ and family’s debit cards:
Step 1: Login to your mobile banking app or online banking portal. Click on the Move Money section, then “New Transaction.”

Step 2: Choose which account you’d like to send money from.

Step 3: Next, choose to whom you’d like to send funds. If you’ve sent a P2P payment before, you can simply select that recipient again. If this is your first time sending a P2P payment to an individual, you’ll need to click “+Add New Payee” at the bottom of the screen.
Step 4: Select your payment type. In this case, that’s “Person to Person.”

Step 5: Add your new payee by entering their name and how you’d like to notify them to receive the payment. Enter either the recipient’s debit card information (if available) or their mobile phone number or email address. When you’re done select “Add Payee” at the bottom of the screen.

Step 6: Enter the dollar amount you’d like to send. You can also choose to add a note to the recipient if desired. Once you’ve filled in these details click “Continue.”
Step 7: Review your transaction to ensure everything is correct. Once reviewed, click the “Submit” button.

Accepting the payment on the recipient’s end is just as easy! Depending on what notification method
you’ve chosen, they will receive an email or text message alerting them of your P2P payment. And after
you’ve sent a payment once, all future payments are transferred without any interaction from the

More About Your New P2P Payment Service

Secure: We use the latest verification techniques (including secured mobile device verification) to
ensure your payment reaches the right destination. Best of all, these payments work within our mobile
and online banking portals, so you don’t need to surrender sensitive banking information to third-party

Instant: No need to wait days to send or receive funds. Once the payment has been verified, funds are
sent in real time.

Free: Yes, we mean REALLY free. Unlike many third-party apps, our P2P service is completely free for
both you and your recipients.